Can You Get A Hair Transplant On Finance?
Hair transplant finance is typically offered by providers so you can make payments for this surgery more easily.
As a cosmetic procedure, a hair transplant is usually not covered by the NHS or private insurance; private clinics are the typical option, but many cannot afford upfront lump sums.
Therefore, to ensure ease of payment for patients, Longevita offers two different financing solutions: The arrangement of 0% interest loans or the setting up of a flexible payment plan.
Can You Get Interest-Free Loan For A Hair Transplant?
If you decide to have a hair transplant with Longevita in London, you can get the surgery now and pay for it later through the application of an interest-free loan for repayment plans of up to 12 months. This will allow you to spread the cost of your procedure, making its payment more manageable and comfortable for you.
Please note that Longevita itself is not a loan provider, however, we can make the application on your behalf to a well-reputed consumer credit provider. They will run a soft credit check (which will not affect your credit score), and you will be given a decision within a matter of minutes.
With Longevita, hair transplants in the UK cost £3,000, which includes a £500 deposit. Afterwards, depending on your repayment schedule, the amount you need to pay each month can vary. For example:
- Cost of Hair Transplant: £3,000
- Deposit: £500
- Loan: £2,500
Repayment Process
- 3 Months: £833.33/month
- 6 Months: £416.66/month
- 10 Months: £250/month
- 12 Months: £208.33/month
You will be charged once per month, and if you would like to make any changes to your payment plan, such as completing the payments early, you can do so. The amount loaned to you will be collected from your debit card.
Although getting a loan is relatively straightforward, there are certain eligibility criteria, such as being older than 18 and being able to repay it. Your finance provider will check your qualifications for the loan before confirmation.
If you’re ready to make an application, please get in touch with us, and our finance team will be happy to assist you.
Can You Pay For a Hair Transplant In Instalments?
Whether you’re getting a hair transplant in Istanbul or London, you can set up an instalment plan to make payments easier. They do not require any credit check or paperwork and will not affect the price of your surgery.
If you choose this option, you can customise the number of payments and the interval between each payment, which can be biweekly or monthly. You will, however, first have to pay a deposit of £250 to secure your treatment plan’s price.
Keep in mind the maximum duration of the instalment plan is up to 12 months; you can set up a payment plan for a shorter period. For example:
- Cost of Hair Transplant: £1,500
- Deposit: £250
- Remaining Balance: £1,250
Monthly Payment for a 6-Month Plan
- £208.33
However, if you would like to extend its validity by another 6 months, you will have to pay another deposit of £250. It is not an additional charge and is deducted from the total price of your surgery.
If you choose to have any kind of flexible instalment plan, bear in mind that the remaining hair transplant cost must be paid before surgery can take place. If at any time you want to pause or modify it, you will also have the option to do so as long as the payment is made before your arrival in Turkey.
Paigey Cakey On Longevita's Payment Options
Important Note!
Flexible payment plans are only available on debit cards issued in the UK and the Republic of Ireland. You will need to fill out the direct debit form and submit your preferences. Afterwards, our finance department will set things up for you. Following your acceptance of the agreement, you will receive a recurring link for making the payments.
And if you would like to cancel your payment plan, you can send a request to the finance department via [email protected]
Got Any Questions? We’re Here To Help
If you have any questions about interest-free loans or flexible instalment plans, please feel free to get in touch with our team.
Frequently asked questions about Hair Transplant Finance
Before a hair transplant procedure can be performed in Turkey, payment must be made in full. However, we understand that managing costs upfront can be challenging, so we are pleased to offer flexible payment plans. These plans allow patients to divide the total cost into manageable instalments, ensuring access to high-quality care without financial strain.
Depending on your provider, you might be able to make monthly payments for your hair transplant. With Longevita, you will have the option to make monthly payments whether you opt for the repayment of an interest-free loan or the flexible payment option.
You might be able to obtain a personal loan from your bank for having a hair transplant. However, you must ask your bank about it and make sure to discuss all the details.
A bad credit can make it difficult for you to get your hair transplant financed. You should, however, further discuss it with your provider.
